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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,391 | $163,687-8.1% | $108,745+38.3% | $273,972-45.1% |
| Participation rate | 33.3% | 82.3%-49.0pp | 77.7%-44.3pp | 83.0%-49.7pp |
| Annual return | 8.24% | 31.16%-22.9pp | 46.22%-38.0pp | 41.46%-33.2pp |
| Employer contribution / active EE | $2,042 | $4,711-56.7% | $3,323-38.6% | $4,869-58.1% |
| Participant deferral / active EE | $9,261 | $7,155+29.4% | $5,121+80.8% | $5,287+75.2% |
| Admin fee / account holder | $38,839 | $12,890+201.3% | $6,144+532.2% | $10,133+283.3% |