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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,643 | $99,652-38.1% | $78,778-21.8% | $147,586-58.2% |
| Participation rate | 77.8% | 76.2%+1.5pp | 69.2%+8.6pp | 82.8%-5.1pp |
| Annual return | 17.11% | 47.28%-30.2pp | 35.62%-18.5pp | 578.59%-561.5pp |
| Employer contribution / active EE | $1,456 | $2,796-47.9% | $1,986-26.7% | $4,876-70.1% |
| Participant deferral / active EE | $3,811 | $3,664+4.0% | $2,958+28.8% | $5,439-29.9% |
| Admin fee / account holder | $2,032 | $7,155-71.6% | $5,134-60.4% | $10,886-81.3% |