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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,021 | $112,729+49.9% | $98,716+71.2% | $137,256+23.1% |
| Participation rate | 80.0% | 74.2%+5.8pp | 69.3%+10.7pp | 80.0%0pp |
| Annual return | 14.04% | 38.48%-24.4pp | 31.81%-17.8pp | 220.34%-206.3pp |
| Employer contribution / active EE | $2,335 | $2,725-14.3% | $2,279+2.5% | $4,156-43.8% |
| Participant deferral / active EE | $6,210 | $4,640+33.8% | $4,048+53.4% | $6,407-3.1% |
| Admin fee / account holder | $2,482 | $10,129-75.5% | $8,703-71.5% | $12,270-79.8% |