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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,234 | $56,339-23.3% | $104,299-58.5% | $68,490-36.9% |
| Participation rate | 39.3% | 63.3%-23.9pp | 73.3%-33.9pp | 67.9%-28.6pp |
| Annual return | -16.46% | -9.19%-7.3pp | 24.62%-41.1pp | -7.85%-8.6pp |
| Employer contribution / active EE | $752 | $1,960-61.7% | $3,373-77.7% | $2,597-71.1% |
| Participant deferral / active EE | $1,361 | $3,077-55.8% | $4,626-70.6% | $4,028-66.2% |
| Admin fee / account holder | $0 | $4,902-100.0% | $7,339-100.0% | $5,403-100.0% |