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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,935 | $124,425+7.6% | $112,040+19.5% | $137,256-2.4% |
| Participation rate | 70.6% | 79.3%-8.7pp | 76.5%-5.9pp | 80.0%-9.4pp |
| Annual return | 13.14% | 24.72%-11.6pp | 24.52%-11.4pp | 220.34%-207.2pp |
| Employer contribution / active EE | $2,280 | $3,411-33.2% | $2,954-22.8% | $4,156-45.1% |
| Participant deferral / active EE | $5,785 | $5,718+1.2% | $5,098+13.5% | $6,407-9.7% |
| Admin fee / account holder | $1,250 | $15,207-91.8% | $12,098-89.7% | $12,270-89.8% |