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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,229 | $160,040+67.6% | $147,096+82.3% | $145,877+83.9% |
| Participation rate | 85.7% | 84.0%+1.7pp | 82.2%+3.5pp | 80.3%+5.4pp |
| Annual return | 10.89% | 98.49%-87.6pp | 419.75%-408.9pp | 551.28%-540.4pp |
| Employer contribution / active EE | $4,959 | $5,289-6.3% | $4,936+0.5% | $4,663+6.3% |
| Participant deferral / active EE | $10,316 | $8,429+22.4% | $8,071+27.8% | $6,691+54.2% |
| Admin fee / account holder | $4,541 | $15,050-69.8% | $13,005-65.1% | $13,402-66.1% |