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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,229 | $160,070+67.6% | $147,117+82.3% | $145,897+83.8% |
| Participation rate | 85.7% | 84.0%+1.7pp | 82.2%+3.5pp | 80.3%+5.4pp |
| Annual return | 10.89% | 98.69%-87.8pp | 420.54%-409.6pp | 552.29%-541.4pp |
| Employer contribution / active EE | $4,959 | $5,285-6.2% | $4,932+0.5% | $4,663+6.4% |
| Participant deferral / active EE | $10,316 | $8,419+22.5% | $8,065+27.9% | $6,689+54.2% |
| Admin fee / account holder | $4,541 | $15,035-69.8% | $12,993-65.0% | $13,390-66.1% |