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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,570 | $82,678-49.7% | $125,391-66.8% | $68,490-39.3% |
| Participation rate | 98.8% | 75.1%+23.7pp | 82.4%+16.4pp | 67.9%+30.9pp |
| Annual return | -19.88% | -5.97%-13.9pp | 572.41%-592.3pp | -7.85%-12.0pp |
| Employer contribution / active EE | $3,058 | $3,382-9.6% | $4,816-36.5% | $2,597+17.8% |
| Participant deferral / active EE | $6,708 | $6,111+9.8% | $7,448-9.9% | $4,028+66.5% |
| Admin fee / account holder | $1,776 | $6,277-71.7% | $10,009-82.3% | $5,403-67.1% |