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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,248 | $165,399-78.7% | $149,745-76.5% | $158,982-77.8% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 20.52% | 348.34%-327.8pp | 276.72%-256.2pp | 302.99%-282.5pp |
| Employer contribution / active EE | $3,378 | $5,105-33.8% | $4,646-27.3% | $4,763-29.1% |
| Participant deferral / active EE | $10,473 | $7,183+45.8% | $6,843+53.0% | $5,983+75.0% |
| Admin fee / account holder | $749 | $10,811-93.1% | $9,312-92.0% | $11,252-93.3% |