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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,358 | $98,766+50.2% | $149,730-0.9% | $79,852+85.8% |
| Participation rate | 62.5% | 75.8%-13.3pp | 82.5%-20.0pp | 69.6%-7.1pp |
| Annual return | 17.63% | 27.43%-9.8pp | 276.70%-259.1pp | 31.72%-14.1pp |
| Employer contribution / active EE | $2,520 | $3,217-21.7% | $4,645-45.8% | $2,471+2.0% |
| Participant deferral / active EE | $4,281 | $5,681-24.6% | $6,843-37.4% | $3,740+14.4% |
| Admin fee / account holder | $1,885 | $6,052-68.9% | $9,310-79.8% | $5,306-64.5% |