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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,975 | $112,935-36.3% | $90,970-20.9% | $158,966-54.7% |
| Participation rate | 58.3% | 74.7%-16.4pp | 69.0%-10.7pp | 82.0%-23.6pp |
| Annual return | 5.61% | 215.79%-210.2pp | 134.58%-129.0pp | 302.95%-297.3pp |
| Employer contribution / active EE | $2,623 | $2,895-9.4% | $2,122+23.6% | $4,762-44.9% |
| Participant deferral / active EE | $3,611 | $4,129-12.5% | $3,373+7.0% | $5,983-39.6% |
| Admin fee / account holder | $1,962 | $8,045-75.6% | $5,960-67.1% | $11,250-82.6% |