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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,861 | $112,729+71.1% | $98,716+95.4% | $137,256+40.5% |
| Participation rate | 63.6% | 74.2%-10.6pp | 69.3%-5.7pp | 80.0%-16.3pp |
| Annual return | 19.37% | 38.48%-19.1pp | 31.81%-12.4pp | 220.34%-201.0pp |
| Employer contribution / active EE | $4,451 | $2,725+63.3% | $2,279+95.4% | $4,156+7.1% |
| Participant deferral / active EE | $5,516 | $4,640+18.9% | $4,048+36.3% | $6,407-13.9% |
| Admin fee / account holder | $1,519 | $10,129-85.0% | $8,703-82.5% | $12,270-87.6% |