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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,131 | $56,544-67.9% | $75,501-76.0% | $70,124-74.1% |
| Participation rate | 100.0% | 68.1%+31.9pp | 72.4%+27.6pp | 69.5%+30.5pp |
| Annual return | 15.45% | 23.59%-8.1pp | 27.35%-11.9pp | 73.14%-57.7pp |
| Employer contribution / active EE | $2,407 | $1,817+32.5% | $2,352+2.4% | $2,342+2.8% |
| Participant deferral / active EE | $209 | $2,580-91.9% | $3,142-93.4% | $3,332-93.7% |
| Admin fee / account holder | $325 | $3,827-91.5% | $5,801-94.4% | $4,645-93.0% |