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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,815 | $82,678-82.1% | $125,391-88.2% | $68,490-78.4% |
| Participation rate | 65.4% | 75.1%-9.7pp | 82.4%-17.0pp | 67.9%-2.5pp |
| Annual return | -20.18% | -5.97%-14.2pp | 572.41%-592.6pp | -7.85%-12.3pp |
| Employer contribution / active EE | $1,573 | $3,382-53.5% | $4,816-67.3% | $2,597-39.4% |
| Participant deferral / active EE | $3,458 | $6,111-43.4% | $7,448-53.6% | $4,028-14.2% |
| Admin fee / account holder | $114 | $6,277-98.2% | $10,009-98.9% | $5,403-97.9% |