Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,508 | $201,370-68.5% | $184,256-65.5% | $145,897-56.5% |
| Participation rate | 94.7% | 87.5%+7.2pp | 86.8%+7.9pp | 80.3%+14.4pp |
| Annual return | 11.51% | 29.05%-17.5pp | 28.85%-17.3pp | 552.29%-540.8pp |
| Employer contribution / active EE | $5,640 | $7,024-19.7% | $6,427-12.3% | $4,663+21.0% |
| Participant deferral / active EE | $2,490 | $9,808-74.6% | $9,133-72.7% | $6,689-62.8% |
| Admin fee / account holder | $1,710 | $16,364-89.6% | $13,899-87.7% | $13,390-87.2% |