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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,055 | $58,275+76.8% | $81,844+25.9% | $80,935+27.3% |
| Participation rate | 100.0% | 63.5%+36.5pp | 72.4%+27.6pp | 67.7%+32.3pp |
| Annual return | 14.91% | 41.82%-26.9pp | 778.87%-764.0pp | 35.66%-20.7pp |
| Employer contribution / active EE | $4,967 | $2,346+111.7% | $2,916+70.3% | $2,757+80.2% |
| Participant deferral / active EE | $11,723 | $3,285+256.8% | $4,323+171.1% | $4,299+172.7% |
| Admin fee / account holder | $9,568 | $4,749+101.5% | $7,355+30.1% | $6,924+38.2% |