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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,847 | $93,346-86.2% | $71,796-82.1% | $273,972-95.3% |
| Participation rate | 76.2% | 76.5%-0.3pp | 69.1%+7.1pp | 83.0%-6.8pp |
| Annual return | 5.65% | 130.39%-124.7pp | 78.04%-72.4pp | 41.46%-35.8pp |
| Employer contribution / active EE | $1,170 | $2,733-57.2% | $1,924-39.2% | $4,869-76.0% |
| Participant deferral / active EE | $2,341 | $3,475-32.6% | $2,794-16.2% | $5,287-55.7% |
| Admin fee / account holder | $339 | $6,571-94.8% | $4,815-93.0% | $10,133-96.7% |