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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY10+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $61,458 |
LPL FINANCIAL5 years Filed as: LPL FINANCIAL LLC - RPCP Service code 27 · EIN 04-3046611 | Advisory (Plan) | $52,574 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $305,722 | $101,539+201.1% | $147,041+107.9% | $74,400+310.9% |
| Participation rate | 95.6% | 75.5%+20.0pp | 82.2%+13.4pp | 67.2%+28.4pp |
| Annual return | 13.42% | 8740.84%-8727.4pp | 419.21%-405.8pp | 1367.51%-1354.1pp |
| Employer contribution / active EE | $3,946 | $3,811+3.5% | $4,935-20.0% | $2,624+50.4% |
| Participant deferral / active EE | $11,978 | $7,304+64.0% | $8,071+48.4% | $4,348+175.5% |
| Admin fee / account holder | $570 | $1,749-67.4% | $13,006-95.6% | $1,944-70.7% |