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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,324 | $78,705+11.0% | $117,860-25.9% | $70,124+24.5% |
| Participation rate | 92.1% | 73.2%+18.9pp | 79.7%+12.4pp | 69.5%+22.6pp |
| Annual return | 15.17% | 23.30%-8.1pp | 335.10%-319.9pp | 73.14%-58.0pp |
| Employer contribution / active EE | $7,826 | $2,223+252.0% | $3,786+106.7% | $2,342+234.1% |
| Participant deferral / active EE | $7,331 | $3,297+122.3% | $4,482+63.6% | $3,332+120.0% |
| Admin fee / account holder | $1,318 | $5,065-74.0% | $8,021-83.6% | $4,645-71.6% |