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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,223 | $99,345+157.9% | $84,753+202.3% | $273,970-6.5% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 5.83% | 22.93%-17.1pp | 22.78%-17.0pp | 41.46%-35.6pp |
| Employer contribution / active EE | $9,000 | $4,214+113.6% | $3,574+151.8% | $4,869+84.9% |
| Participant deferral / active EE | $4,266 | $4,270-0.1% | $3,712+14.9% | $5,287-19.3% |
| Admin fee / account holder | $4,472 | $6,645-32.7% | $5,333-16.1% | $10,132-55.9% |