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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,924 | $175,646-92.1% | $129,118-89.2% | $134,545-89.7% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.2%+22.8pp | 81.2%+18.8pp |
| Annual return | -22.96% | -11.39%-11.6pp | -10.94%-12.0pp | 418.37%-441.3pp |
| Employer contribution / active EE | $3,251 | $6,355-48.8% | $5,051-35.6% | $4,742-31.4% |
| Participant deferral / active EE | $5,656 | $7,970-29.0% | $6,539-13.5% | $6,401-11.6% |
| Admin fee / account holder | $778 | $23,578-96.7% | $14,305-94.6% | $11,431-93.2% |