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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,808 | $94,439-98.1% | $73,658-97.5% | $154,746-98.8% |
| Participation rate | 59.1% | 64.7%-5.6pp | 57.0%+2.1pp | 80.7%-21.6pp |
| Annual return | 26.69% | 28.25%-1.6pp | 29.72%-3.0pp | 172.34%-145.6pp |
| Employer contribution / active EE | $156 | $1,257-87.6% | $1,032-84.9% | $4,379-96.4% |
| Participant deferral / active EE | $717 | $2,527-71.6% | $2,062-65.2% | $6,730-89.3% |
| Admin fee / account holder | $138 | $3,843-96.4% | $3,357-95.9% | $14,365-99.0% |