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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,509 | $48,274-5.7% | $63,244-28.0% | $59,633-23.7% |
| Participation rate | 93.9% | 66.3%+27.6pp | 71.0%+22.8pp | 68.7%+25.2pp |
| Annual return | -3.73% | -240.79%+237.1pp | -70.31%+66.6pp | 2041.45%-2045.2pp |
| Employer contribution / active EE | $5,579 | $1,586+251.7% | $2,322+140.3% | $2,203+153.3% |
| Participant deferral / active EE | $1,652 | $2,343-29.5% | $2,953-44.1% | $3,192-48.2% |
| Admin fee / account holder | $586 | $3,600-83.7% | $5,893-90.1% | $4,297-86.4% |