See peer percentile detail with Solo.
Solo shows the percentile for each metric against plans of the same size and industry. $4.99 for your first month, then $34.99 a month. Cancel any time.
See the 10-year trajectory with Solo.
Solo shows up to ten years of filings for this plan, year over year. $4.99 for your first month, then $34.99 a month. Cancel any time.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH, PIERCE, FENNER AND S Service code 15 · EIN 13-5674085 | Recordkeeping | $12,119 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,251 | $63,905+41.2% | $74,183+21.7% | $57,658+56.5% |
| Participation rate | 56.6% | 79.8%-23.1pp | 76.6%-20.0pp | 70.2%-13.6pp |
| Annual return | 6.11% | 60.60%-54.5pp | 17.74%-11.6pp | 5.13%+1.0pp |
| Employer contribution / active EE | $2,042 | $1,840+10.9% | $2,370-13.9% | $1,974+3.4% |
| Participant deferral / active EE | $3,059 | $3,448-11.3% | $3,550-13.8% | $3,061-0.1% |
| Admin fee / account holder | $406 | $91+345.3% | $5,586-92.7% | $95+329.0% |