Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,217 | $65,364-26.2% | $92,909-48.1% | $72,975-33.9% |
| Participation rate | 40.6% | 68.3%-27.7pp | 76.0%-35.4pp | 69.5%-28.9pp |
| Annual return | 13.74% | 42.11%-28.4pp | 109.44%-95.7pp | 81.01%-67.3pp |
| Employer contribution / active EE | $789 | $2,594-69.6% | $3,653-78.4% | $2,440-67.7% |
| Participant deferral / active EE | $1,307 | $3,128-58.2% | $4,238-69.2% | $3,608-63.8% |
| Admin fee / account holder | $1,807 | $4,251-57.5% | $5,795-68.8% | $5,124-64.7% |