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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,178 | $107,030-80.2% | $73,550-71.2% | $147,586-85.7% |
| Participation rate | 81.8% | 66.4%+15.4pp | 54.9%+26.9pp | 82.8%-1.0pp |
| Annual return | 16.96% | 38.25%-21.3pp | -15.16%+32.1pp | 578.59%-561.6pp |
| Employer contribution / active EE | $1,035 | $1,760-41.2% | $1,219-15.1% | $4,876-78.8% |
| Participant deferral / active EE | $2,567 | $2,458+4.4% | $1,804+42.3% | $5,439-52.8% |
| Admin fee / account holder | $817 | $3,055-73.3% | $2,320-64.8% | $10,886-92.5% |