Retirement plan

SUN LITHOGRAPHING AND PRINTING COMPANY, INC. 401(K) PROFIT SHARING PLAN

Name: SUN LITHOGRAPHING AND PRINTING COMPANY, INC. - SUN LITHOGRAPHING AND PRINTING COMPANY, INC. 401(K) PROFIT SHARING PLAN (2017) Form 5500
Creator: SUN LITHOGRAPHING AND PRINTING COMPANY, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SUN LITHOGRAPHING AND PRINTING COMPANY, INC. 401(K) PROFIT SHARING PLAN, SUN LITHOGRAPHING AND PRINTING COMPANY, INC.

SUN LITHOGRAPHING AND PRINTING COMPANY, INC.EIN 87-0181778Plan #001PY 2017

2105 WEST 2300 SOUTH - SALT LAKE CITY, UT 841192017801-972-6120LinkedIn201-500 employeesprinting

Prospect flagsHigh feesFailed to transmit contributionsCorrective distributions

How to read this page

Total assets (EOY)

$10.7M

+15.6% from 2016

Total participants

125

-42.9% from 2016

Average account balance

$99,602

+119.3% from 2016

Annual return

17.41%

+15.12 pp from 2016

Benchmarks

See 5,958 peers

Peer group

Industry32 - Manufacturing

Plan typeDefined contribution

Participants25-99

Cohort5,958 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$12.60M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$86K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

147

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

82.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$796K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$7K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.60%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$502

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
ROYAL ALLIANCE ASSOCIATES INC2 years Filed as: ROYAL ALLIANCE ASSOCIATES, INC. Service code 27 · EIN 93-0987232	Advisory (Plan)	$42,387
JP MORGAN INVESTMENT MANAGEMENT INC2 years Filed as: HANLON INVESTMENT MANAGEMENT Service code 28 · EIN 22-3723068	Investment Management	$3,536
NATIONWIDE2 years Service code 15 ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215	Recordkeeping	$2,344
NATIONAL BENEFIT SERVICES, LLC2 years Service code 13 · EIN 20-3886993	Contract Administrator	$926

Plan features & details

Pension benefit codes2A2E2J2K2F2G2R3D

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

3 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$87K

$1029 / participant

Contract admin$87K100.0%

% of EOY assets

0.821%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: JONES SIMKINS LLC
Auditor EIN: 461592906
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$99,602

$67,411+47.8%

$91,004+9.4%

$70,124+42.0%

Participation rate

78.8%

71.4%+7.5pp

75.6%+3.2pp

69.5%+9.3pp

Annual return

17.41%

-40.16%+57.6pp

4.60%+12.8pp

73.14%-55.7pp

Employer contribution / active EE

$2,366

$1,786+32.5%

$2,456-3.6%

$2,342+1.0%

Participant deferral / active EE

$4,112

$2,823+45.7%

$3,548+15.9%

$3,332+23.4%

Admin fee / account holder

$817

$4,236-80.7%

$5,417-84.9%

$4,645-82.4%

Provider

Service type

Compensation

ROYAL ALLIANCE ASSOCIATES INC2 years

Filed as: ROYAL ALLIANCE ASSOCIATES, INC.

Service code 27 · EIN 93-0987232

Advisory (Plan)

$42,387

JP MORGAN INVESTMENT MANAGEMENT INC2 years

Filed as: HANLON INVESTMENT MANAGEMENT

Service code 28 · EIN 22-3723068

Investment Management

$3,536

NATIONWIDE2 years

Service code 15

ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215

Recordkeeping

$2,344

NATIONAL BENEFIT SERVICES, LLC2 years

Service code 13 · EIN 20-3886993

Contract Administrator

$926

SUN LITHOGRAPHING AND PRINTING COMPANY, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

SUN LITHOGRAPHING AND PRINTING COMPANY, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion