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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,573 | $71,873+115.1% | $86,698+78.3% | $68,490+125.7% |
| Participation rate | 0.0% | 72.2%-72.2pp | 76.6%-76.6pp | 67.9%-67.9pp |
| Annual return | -15.10% | 3.54%-18.6pp | 35.96%-51.1pp | -7.85%-7.2pp |
| Employer contribution / active EE | $4,489 | $2,173+106.5% | $2,837+58.2% | $2,597+72.9% |
| Participant deferral / active EE | $3,445 | $3,779-8.8% | $4,656-26.0% | $4,028-14.5% |
| Admin fee / account holder | $16,413 | $6,110+168.6% | $7,492+119.1% | $5,403+203.8% |