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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $386,592 | $93,124+315.1% | $77,100+401.4% | $134,545+187.3% |
| Participation rate | 72.2% | 74.5%-2.3pp | 67.9%+4.3pp | 81.2%-9.0pp |
| Annual return | -13.74% | 62.68%-76.4pp | 42.35%-56.1pp | 418.37%-432.1pp |
| Employer contribution / active EE | $6,554 | $3,421+91.6% | $2,815+132.8% | $4,742+38.2% |
| Participant deferral / active EE | $5,229 | $5,242-0.2% | $4,430+18.0% | $6,401-18.3% |
| Admin fee / account holder | $36,808 | $6,970+428.1% | $5,443+576.2% | $11,431+222.0% |