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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,920 | $50,947-27.5% | $74,551-50.5% | $64,173-42.5% |
| Participation rate | 71.4% | 61.1%+10.4pp | 69.1%+2.3pp | 69.6%+1.9pp |
| Annual return | -9.33% | -1.85%-7.5pp | 32.53%-41.9pp | 7.63%-17.0pp |
| Employer contribution / active EE | $2,606 | $1,115+133.6% | $1,961+32.9% | $2,381+9.4% |
| Participant deferral / active EE | $4,294 | $2,302+86.6% | $3,108+38.2% | $3,470+23.8% |
| Admin fee / account holder | $713 | $4,221-83.1% | $5,059-85.9% | $4,887-85.4% |