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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,264 | $72,273-9.7% | $101,275-35.6% | $79,856-18.3% |
| Participation rate | 66.7% | 68.5%-1.8pp | 75.8%-9.1pp | 69.6%-3.0pp |
| Annual return | 16.14% | 22.30%-6.2pp | 46.48%-30.3pp | 31.71%-15.6pp |
| Employer contribution / active EE | $2,466 | $2,691-8.4% | $3,660-32.6% | $2,471-0.2% |
| Participant deferral / active EE | $4,429 | $3,282+35.0% | $4,371+1.3% | $3,741+18.4% |
| Admin fee / account holder | $858 | $4,401-80.5% | $5,948-85.6% | $5,306-83.8% |