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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,761 | $209,422-87.2% | $178,503-85.0% | $158,982-83.2% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 6.57% | 188.81%-182.2pp | 151.12%-144.5pp | 302.99%-296.4pp |
| Employer contribution / active EE | $126 | $5,707-97.8% | $5,011-97.5% | $4,763-97.3% |
| Participant deferral / active EE | $5,155 | $5,955-13.4% | $5,202-0.9% | $5,983-13.9% |
| Admin fee / account holder | $3,700 | $17,079-78.3% | $13,987-73.5% | $11,252-67.1% |