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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,932 | $55,472-67.7% | $155,567-88.5% | $74,546-75.9% |
| Participation rate | 23.2% | 61.9%-38.7pp | 78.2%-55.0pp | 67.2%-44.0pp |
| Annual return | 11.37% | 268.72%-257.3pp | 64.74%-53.4pp | 1366.03%-1354.7pp |
| Employer contribution / active EE | $890 | $2,269-60.8% | $4,674-81.0% | $2,624-66.1% |
| Participant deferral / active EE | $1,450 | $2,838-48.9% | $5,628-74.2% | $4,347-66.7% |
| Admin fee / account holder | $6,277 | $1,743+260.2% | $15,916-60.6% | $1,944+223.0% |