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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,800 | $190,916+68.6% | $160,037+101.1% | $134,545+139.2% |
| Participation rate | 0.0% | 82.0%-82.0pp | 78.0%-78.0pp | 81.2%-81.2pp |
| Annual return | -20.90% | 552.79%-573.7pp | 408.95%-429.9pp | 418.37%-439.3pp |
| Employer contribution / active EE | $2,103 | $4,996-57.9% | $4,226-50.2% | $4,742-55.7% |
| Participant deferral / active EE | $11,641 | $6,925+68.1% | $6,184+88.3% | $6,401+81.9% |
| Admin fee / account holder | $0 | $10,497-100.0% | $8,716-100.0% | $11,431-100.0% |