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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,381 | $154,228-81.6% | $145,433-80.5% | $137,256-79.3% |
| Participation rate | 92.3% | 83.8%+8.5pp | 82.1%+10.2pp | 80.0%+12.3pp |
| Annual return | 85.03% | 74.59%+10.4pp | 66.58%+18.4pp | 220.34%-135.3pp |
| Employer contribution / active EE | $4,093 | $4,804-14.8% | $4,554-10.1% | $4,156-1.5% |
| Participant deferral / active EE | $6,902 | $8,216-16.0% | $7,897-12.6% | $6,407+7.7% |
| Admin fee / account holder | $4,333 | $14,344-69.8% | $13,129-67.0% | $12,270-64.7% |