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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,775 | $86,891-47.3% | $142,516-67.9% | $75,173-39.1% |
| Participation rate | 68.6% | 68.5%0pp | 76.8%-8.2pp | 67.2%+1.4pp |
| Annual return | 40.27% | 23.31%+17.0pp | 19.99%+20.3pp | 160.72%-120.5pp |
| Employer contribution / active EE | $2,107 | $3,355-37.2% | $4,849-56.5% | $2,671-21.1% |
| Participant deferral / active EE | $3,607 | $4,938-27.0% | $6,280-42.6% | $4,126-12.6% |
| Admin fee / account holder | $8,772 | $7,299+20.2% | $10,008-12.4% | $5,651+55.2% |