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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $565,601 | $201,344+180.9% | $184,243+207.0% | $145,877+287.7% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 91.67% | 29.01%+62.7pp | 28.82%+62.9pp | 551.28%-459.6pp |
| Employer contribution / active EE | $24,635 | $7,022+250.8% | $6,427+283.3% | $4,663+428.3% |
| Participant deferral / active EE | $15,112 | $9,807+54.1% | $9,132+65.5% | $6,691+125.9% |
| Admin fee / account holder | $1,075 | $16,382-93.4% | $13,914-92.3% | $13,402-92.0% |