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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,489 | $148,629-86.9% | $135,982-85.7% | $139,487-86.0% |
| Participation rate | 89.5% | 83.9%+5.6pp | 81.9%+7.6pp | 80.3%+9.1pp |
| Annual return | -45.83% | 79.33%-125.2pp | 68.32%-114.2pp | 373.84%-419.7pp |
| Employer contribution / active EE | $3,826 | $5,247-27.1% | $4,859-21.3% | $4,755-19.5% |
| Participant deferral / active EE | $12,082 | $8,102+49.1% | $7,760+55.7% | $6,713+80.0% |
| Admin fee / account holder | $6,170 | $12,406-50.3% | $10,767-42.7% | $11,407-45.9% |