Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,595 | $202,440-94.8% | $169,390-93.7% | $139,466-92.4% |
| Participation rate | 40.9% | 81.1%-40.2pp | 77.2%-36.3pp | 80.3%-39.4pp |
| Annual return | 32.05% | 532.36%-500.3pp | 406.07%-374.0pp | 373.66%-341.6pp |
| Employer contribution / active EE | $0 | $4,693-100.0% | $4,013-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $1,971 | $6,940-71.6% | $6,222-68.3% | $6,712-70.6% |
| Admin fee / account holder | $3,038 | $10,722-71.7% | $9,015-66.3% | $11,409-73.4% |