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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,590 | $154,228-76.9% | $145,433-75.5% | $137,256-74.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 24.27% | 74.59%-50.3pp | 66.58%-42.3pp | 220.34%-196.1pp |
| Employer contribution / active EE | $8,291 | $4,804+72.6% | $4,554+82.0% | $4,156+99.5% |
| Participant deferral / active EE | $11,835 | $8,216+44.0% | $7,897+49.9% | $6,407+84.7% |
| Admin fee / account holder | $10,938 | $14,344-23.7% | $13,129-16.7% | $12,270-10.9% |