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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,853 | $148,623-65.1% | $135,974-61.9% | $139,466-62.8% |
| Participation rate | 94.1% | 83.9%+10.3pp | 81.9%+12.2pp | 80.3%+13.8pp |
| Annual return | 31.03% | 79.30%-48.3pp | 68.30%-37.3pp | 373.66%-342.6pp |
| Employer contribution / active EE | $16,166 | $5,246+208.1% | $4,859+232.7% | $4,754+240.1% |
| Participant deferral / active EE | $21,562 | $8,103+166.1% | $7,760+177.9% | $6,712+221.2% |
| Admin fee / account holder | $7,869 | $12,406-36.6% | $10,767-26.9% | $11,409-31.0% |