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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $576,974 | $138,385+316.9% | $184,243+213.2% | $80,925+613.0% |
| Participation rate | 91.8% | 83.9%+7.9pp | 86.8%+5.0pp | 67.7%+24.1pp |
| Annual return | 17.48% | 20.02%-2.5pp | 28.82%-11.3pp | 35.65%-18.2pp |
| Employer contribution / active EE | $32,913 | $4,851+578.5% | $6,427+412.1% | $2,756+1094.1% |
| Participant deferral / active EE | $18,571 | $7,075+162.5% | $9,132+103.3% | $4,299+332.0% |
| Admin fee / account holder | $49,464 | $10,489+371.6% | $13,914+255.5% | $6,940+612.7% |