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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $576,974 | $138,393+316.9% | $184,256+213.1% | $80,959+612.7% |
| Participation rate | 91.8% | 83.9%+7.9pp | 86.8%+5.0pp | 67.7%+24.1pp |
| Annual return | 17.48% | 20.01%-2.5pp | 28.85%-11.4pp | 35.67%-18.2pp |
| Employer contribution / active EE | $32,913 | $4,847+579.0% | $6,427+412.1% | $2,757+1093.7% |
| Participant deferral / active EE | $18,571 | $7,076+162.4% | $9,133+103.3% | $4,300+331.8% |
| Admin fee / account holder | $49,464 | $10,489+371.6% | $13,899+255.9% | $6,925+614.3% |