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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,560 | $154,365-92.5% | $130,231-91.1% | $139,466-91.7% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.3%+23.7pp | 80.3%+19.7pp |
| Annual return | 14.27% | 30.53%-16.3pp | 38.86%-24.6pp | 373.66%-359.4pp |
| Employer contribution / active EE | $3,603 | $5,170-30.3% | $4,126-12.7% | $4,754-24.2% |
| Participant deferral / active EE | $3,864 | $8,498-54.5% | $6,799-43.2% | $6,712-42.4% |
| Admin fee / account holder | $2,024 | $9,214-78.0% | $6,020-66.4% | $11,409-82.3% |