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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,566 | $117,846-48.6% | $102,434-40.9% | $145,884-58.5% |
| Participation rate | 90.0% | 78.6%+11.4pp | 76.5%+13.5pp | 80.3%+9.7pp |
| Annual return | 24.80% | 31.90%-7.1pp | 29.46%-4.7pp | 551.85%-527.1pp |
| Employer contribution / active EE | $5,154 | $3,615+42.6% | $3,023+70.5% | $4,662+10.5% |
| Participant deferral / active EE | $10,022 | $5,733+74.8% | $5,055+98.3% | $6,690+49.8% |
| Admin fee / account holder | $7,453 | $13,356-44.2% | $9,462-21.2% | $13,392-44.3% |