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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,215 | $105,158-95.0% | $94,672-94.5% | $139,487-96.3% |
| Participation rate | 83.3% | 82.4%+1.0pp | 80.8%+2.5pp | 80.3%+3.0pp |
| Annual return | 15.03% | 38.11%-23.1pp | 156.89%-141.9pp | 373.84%-358.8pp |
| Employer contribution / active EE | $632 | $4,107-84.6% | $3,673-82.8% | $4,755-86.7% |
| Participant deferral / active EE | $2,578 | $7,599-66.1% | $7,417-65.2% | $6,713-61.6% |
| Admin fee / account holder | $3,903 | $8,972-56.5% | $7,222-46.0% | $11,407-65.8% |