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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,306 | $217,432-87.4% | $185,851-85.3% | $167,553-83.7% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 6.82% | 148.43%-141.6pp | 122.11%-115.3pp | 478.89%-472.1pp |
| Employer contribution / active EE | $3,880 | $5,874-34.0% | $5,168-24.9% | $4,840-19.8% |
| Participant deferral / active EE | $6,799 | $6,357+7.0% | $5,569+22.1% | $6,343+7.2% |
| Admin fee / account holder | $159,729 | $19,820+705.9% | $16,245+883.2% | $12,316+1196.9% |