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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,317 | $185,883-92.8% | $170,043-92.2% | $139,466-90.5% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 0.00% | 60.54%-60.5pp | 53.40%-53.4pp | 373.66%-373.7pp |
| Employer contribution / active EE | $1,720 | $7,596-77.4% | $6,790-74.7% | $4,754-63.8% |
| Participant deferral / active EE | $10,050 | $11,626-13.6% | $10,410-3.5% | $6,712+49.7% |
| Admin fee / account holder | $330 | $15,393-97.9% | $12,824-97.4% | $11,409-97.1% |