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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $238,535 | $152,597+56.3% | $117,533+103.0% | $134,532+77.3% |
| Participation rate | 66.7% | 77.1%-10.4pp | 70.6%-3.9pp | 81.2%-14.6pp |
| Annual return | -15.64% | 53.04%-68.7pp | 29.77%-45.4pp | 418.27%-433.9pp |
| Employer contribution / active EE | $9,426 | $5,576+69.0% | $4,179+125.5% | $4,741+98.8% |
| Participant deferral / active EE | $8,922 | $4,821+85.1% | $4,072+119.1% | $6,401+39.4% |
| Admin fee / account holder | $831 | $7,007-88.1% | $5,647-85.3% | $11,429-92.7% |