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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,114 | $85,060-96.3% | $70,565-95.6% | $139,487-97.8% |
| Participation rate | 85.7% | 73.9%+11.8pp | 68.4%+17.4pp | 80.3%+5.4pp |
| Annual return | 34.72% | 30.39%+4.3pp | 32.79%+1.9pp | 373.84%-339.1pp |
| Employer contribution / active EE | $887 | $3,912-77.3% | $2,976-70.2% | $4,755-81.3% |
| Participant deferral / active EE | $1,867 | $5,891-68.3% | $4,568-59.1% | $6,713-72.2% |
| Admin fee / account holder | $540 | $8,932-94.0% | $6,430-91.6% | $11,407-95.3% |