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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,773 | $65,555-75.9% | $86,216-81.7% | $75,173-79.0% |
| Participation rate | 90.6% | 60.5%+30.1pp | 69.0%+21.7pp | 67.2%+23.4pp |
| Annual return | 27.33% | 46.07%-18.7pp | 1169.42%-1142.1pp | 160.72%-133.4pp |
| Employer contribution / active EE | $3,873 | $1,553+149.3% | $2,382+62.6% | $2,671+45.0% |
| Participant deferral / active EE | $5,637 | $3,023+86.4% | $3,986+41.4% | $4,126+36.6% |
| Admin fee / account holder | $1,214 | $5,469-77.8% | $6,853-82.3% | $5,651-78.5% |